Real time insurance policies with risk underwritten based on hyper-connected data. Actuarial assumptions based on looking forward rather than looking back. The acceleration of new forms of insurance risk. The return of disintermediation and challenges to existing broker networks. The potential for Amazon and others to massive disrupt existing business models. I covered these issues and many more when invited in to address a meeting of senior insurance executives from this property and casualty insurance organization, as they plan for a fast, accelerating but disruptive future.