# Megatrends One Year Later – #1: Transformative AI – What I Predicted, and What&#8217;s Actually Happening
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&#8220;The only thing we know for certain about AI is that we don’t know exactly where we are going, but we are making great time.&#8221; - Futurist Jim Carroll One year ago, in June 2025, I published Megatrend #1: Transformative AI as part of my 30 Megatrends series. Time to grade myself. Gartner says 80% of enterprise applications shipped or updated in Q1 2026 embed at least one AI agent — up from 33% in 2024. By the end of this year, 40% of enterprise apps will embed task-specific agents, up from under 5% in 2025. But here’s the honest part: only 31% of enterprises actually have an AI agent in production, per S&amp;P Global and McKinsey. Banking and insurance lead at 47%. Healthcare and government trail at 18% and 14%. So the velocity was right. The embedding is happening at a ridiculous rate, exactly as I said. What I’d add a year later: the gap between shipping a feature and running it in production is now the story worth watching. Verdict: Nailed the velocity. The only thing that’s changed about “we don’t know where we’re going”? We’re making even greater time.

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Source: https://jimcarroll.com/2026/08/megatrends-one-year-later-1-transformative-ai/