---
title: "Keynote: CUSO Financial – The Future of Credit Unions: Competing in a Digital-First Financial World"
canonical: https://jimcarroll.com/2016/04/keynote-cuso-financial-the-future-of-credit-unions-competing-in-a-digital-first-financial-world/
updated: 2026-07-19T22:45:19+00:00
---

# Keynote: CUSO Financial – The Future of Credit Unions: Competing in a Digital-First Financial World

Jim Carroll delivered a keynote for CUSO Financial in April 2016. With fintech startups and mobile-first banks raising consumer expectations, Jim challenged the audience to see credit unions’ member-first model as an advantage in a digitizing financial services landscape.