---
title: "Keynote: LIMRA – The Future of Insurance: Innovation Ahead of a Digital Disruption"
canonical: https://jimcarroll.com/2013/09/keynote-limra-the-future-of-insurance-innovation-ahead-of-a-digital-disruption/
updated: 2026-07-19T22:45:52+00:00
---

# Keynote: LIMRA – The Future of Insurance: Innovation Ahead of a Digital Disruption

Jim Carroll delivered a keynote for LIMRA in September 2013. With early insurtech experiments and shifting consumer expectations signaling change ahead, Jim laid out the trends life and financial services insurers needed to understand before disruption reached their industry.